1. Private Motor
2. Commercial Motor
3. Motor Cycle
These policies can either be a Comprehensive cover or Third party only.
The Comprehensive Policy: covers the Insured against loss or damage arising from:
• Accidental collision or damage to your vehicle
• Fire & Theft of the vehicle
• Third Party Property Damage Liability up to N1 million
• Third Party Bodily Injury & Death
• Malicious Damage
• Insured personal accident benefits up to a reasonable amount
• Insured’s medical expenses up to a reasonable amount
• Cost of towing damaged vehicle up to a limit of N10,000.00
• Free vehicle tracking device for Autos of N2 million and above
Third Party Policy: This cover is restricted to loss or damage to Third Party property and bodily injury/death. It is available to all vehicles licensed for Nigerian road use.
Scope of Cover:
• Third Party Bodily Injury unlimited (As per Court Award or Agreement).
• Third Party Death unlimited (As per Court Award or Agreement).
• Third Party Property Damage up to N1 million.
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